Wednesday, May 20, 2026

Jacoby Transfers - Completing the Transfer (Easier)

First read this post: Introducing Jacoby Transfers (Easier)

If you are playing Jacoby Transfers and you open the bidding 1NT Partner sometimes will bid 2♦. Since you are playing Jacoby Transfers this says NOTHING about Partner's ♦ suit. It says "Partner I want you to bid 2♥". Partner will then further describe their hand.

If you are playing Jacoby Transfers and you open the bidding 1NT Partner sometimes will bid 2♥. Since you are playing Jacoby Transfers this says NOTHING about Partner's ♥ suit. It says "Partner I want you to bid 2♠". Partner will then further describe their hand.

If you agreed to play Jacoby Transfers here is a table of responses allowed after you open the bidding 1NT.
Opener (you) bids Responder (Partner) bids Opener (you) is forced to bid
1NT 2♦ 2♥
1NT 2♥ 2♠

When Partner responds either 2♦ or 2♥ to your opening 1NT bid we call this a "transfer bid". When Opener bids either 2♥ or 2♠ we say they are "completing the transfer".

If you are playing duplicate bridge there are several things you need to do. First of all when someone in the partnership opens the bidding 1NT their Partner is required to announce what their NT range is. So Partner would say "15 to 17" out loud so the opponents can hear.

If you are playing transfers and Responder bids 2♦ over your 1NT opening you are required to state the suit Partner is transferring you to -- so "Hearts". You would then bid 2♥ to complete the transfer.

If you are playing transfers and Responder bids 2♥ over your 1NT opening you are required to say state the suit Partner is transferring you to -- so "Spades". You would then bid 2♠ to complete the transfer.

Question:When Partner bids 2♦ what if I only have 2 small ♥ in my hand. Do I still have to bid 2♥?
Answer:Yes. You have no idea how many ♥ Partner has. Maybe they have quite a few -- they have a MINIMUM of 5 but could easily have more. Maybe you won't even end up in ♥. Who knows? You still have to bid 2♥.

Question:When do I say "Hearts" or "Spades"?
Answer:After you have opened the bidding 1NT if your partner has responded either 2♦ or 2♥ you say the suit they have out loud right away. So BEFORE your RHO (Right Hand Opponent) has a chance to bid.

On the following hands you opened the bidding 1NT. Partner is either going to bid 2♦ (transfer to ♥) or 2♥ (transfer to ♠). State what you will bid in each auction.

Hand 1

♠AKJ
♥J93
♦KQJ3
♣J83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 2

♠K75
♥A872
♦K83
♣KQJ

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 3

♠KJ
♥AJ76
♦AQT5
♣Q52

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 4

♠AQ98
♥A6
♦J43
♣KQT3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 5

♠AQJ
♥7654
♦A92
♣AQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 6

♠AQ9
♥K432
♦KJ6
♣KT7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 7

♠A32
♥A543
♦AJ
♣QJ86

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 8

♠AJ8
♥AJ42
♦AQ3
♣T53

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 9

♠KQT5
♥85
♦AKT4
♣A96

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 10

♠Q854
♥KQ7
♦AQ74
♣K2

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 11

♠K72
♥K874
♦KQ
♣AQT8

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 12

♠AK54
♥QJT9
♦K94
♣K3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 13

♠KQ86
♥A942
♦K9
♣QJ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 14

♠A964
♥K4
♦J86
♣AK87

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 15

♠QJT3
♥AKQ2
♦T2
♣A42

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 16

♠KQJ3
♥KQ43
♦QJ3
♣J4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 17

♠KJ5
♥Q97
♦KQ65
♣A74

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 18

♠QJ7
♥AKJ5
♦J2
♣AJ43

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 19

♠A962
♥A8
♦K32
♣A872

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 20

♠QT3
♥J98
♦A732
♣AKJ

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 21

♠A87
♥KQT8
♦QJ7
♣A85

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 22

♠QJ5
♥QT5
♦AQ4
♣KQ43

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 23

♠AJ52
♥QJ9
♦KJ5
♣KQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 24

♠QT8
♥AK32
♦K53
♣AJT

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 25

♠AKQ8
♥JT43
♦76
♣AK8

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 26

♠AQ95
♥QJ
♦J85
♣AQT3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 27

♠8532
♥AK
♦KQ4
♣K974

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 28

♠QT73
♥QJ6
♦K954
♣AK

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 29

♠AJ72
♥J9
♦KJ2
♣KQ83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 30

♠AQ6
♥A73
♦A65
♣K982

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 31

♠A9
♥KJ97
♦AK7
♣T654

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 32

♠K532
♥AKQJ
♦82
♣A95

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 33

♠AQT3
♥K872
♦Q94
♣A7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 34

♠763
♥AK4
♦K852
♣AJ3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 35

♠AK5
♥Q84
♦KQ7
♣Q653

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 36

♠KJ7
♥QJ96
♦T7
♣AKJ7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 37

♠A95
♥QJ94
♦J5
♣AQJ3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 38

♠AJT3
♥KQ32
♦95
♣KQ9

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 39

♠AKJ9
♥65
♦QJ2
♣KJ84

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 40

♠K3
♥KJ42
♦832
♣AKQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 41

♠52
♥K973
♦KQ5
♣AQJ2

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 42

♠A9
♥KQ42
♦Q76
♣KJ87

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 43

♠T43
♥QT75
♦AQ92
♣AK

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 44

♠K654
♥KJ8
♦AJ86
♣K4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 45

♠Q96
♥AT
♦KQ75
♣AQ65

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 46

♠AQJ2
♥52
♦QT8
♣AQT4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 47

♠Q84
♥AKJ7
♦Q542
♣KT

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 48

♠A63
♥AK74
♦A43
♣T82

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 49

♠53
♥KQ5
♦Q864
♣AKQ5

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 50

♠K6
♥KQ4
♦AK93
♣QT53

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 51

♠KQ
♥AT93
♦862
♣AQ76

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 52

♠KQJ2
♥Q62
♦KQJ3
♣J9

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 53

♠A4
♥QJ95
♦K962
♣AQ7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 54

♠KJ7
♥Q86
♦AKQ3
♣T83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 55

♠K6
♥KJT8
♦AQ8
♣Q532

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 56

♠AJ72
♥AQ3
♦QT94
♣K8

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 57

♠J3
♥K95
♦AQJ9
♣KJ93

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 58

♠AQ52
♥73
♦AT84
♣KQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 59

♠KT5
♥KQ74
♦K86
♣KJ5

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 60

♠AJ8
♥A842
♦KQ3
♣KT7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 61

♠942
♥AKQT
♦JT
♣AJ83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 62

♠A73
♥Q7
♦AK62
♣QT43

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 63

♠AQJ4
♥532
♦AJ42
♣K9

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 64

♠JT94
♥T32
♦AK4
♣AKJ

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



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