Wednesday, May 20, 2026

Jacoby Transfers - What to bid after you Transfer to Spades and you have a FIVE card suit? (Easier)

First read this post: Introducing Jacoby Transfers (Easier)
Then read ths post: Jacoby Transfers - Completing the Transfer (Easier)

So your Partner opened the bidding 1NT and you decided to make a transfer bid. You wanted to show Partner you have a five card major. Partner was good and accepted the transfer. Now what?

In each of the examples below you bid 2 which meant you had five ♠. Partner make the appropriate response (2♠) and it is now your turn to bid again. What do you do? You have several options.

First of all you can even just Pass Partner's bid! This will show a hand with fewer than 8 HCP. Something like this hand:

♠QJT532
9
8642
♣82

With this hand you don't want to play in NT. You are too distributional. You have a ♠ fit (Partner MUST have at least two of them). You also want to stay as low as you can.

Another option is to bid 2NT. This will show an invitational hand with a five card major. Something like this hand:

♠QJT32
Q92
KJ4
♣82

Here you want to invite game. Partner could have 17 HCP and together you have the values for a game. But Partner could also have only 15 HCP and you don't have the values for a game. You can only invite game. But you also want to try to play in your major if you can. Partner is only allowed to have one doubleton in their hand. Maybe you have a ♠ fit. This way you can both invite game and show Partner you have a five card ♠ suit.

You can instead bid 3NT. This will show a game forcing hand with a five card major. Something like this hand:

♠QJT32
Q92
KJ4
♣A2

Here you want to be in game. Together you and Partner have the values. But you also want to try to play in your major if you can. Partner is only allowed to have one doubleton in their hand. Maybe you have a ♠ fit. This way you can both force to game and show Partner you have a five card ♠ suit.

Here is a table that shows some of your responses with a five card ♠ suit. This assumes Partner has opened the bidding 1NT and you bid 2 which forced Partner to bid 2♠. Now it is your bid:
If you now bid: This shows:
Pass A five or more card ♠ suit with less than 8 HCP
2NT A five card ♠ suit with 8 or 9 HCP
3NT A five card ♠ suit with 10 to 15 HCP


On each of the following hands your Partner opened the bidding 1NT. You bid 2 (transfer to ♠) which forced Partner to bid 2♠. Partner then bid 2♠ like they should. It is your turn to bid. What will you bid?

Hand 1

♠QJT53
98
A86
♣J62



Hand 2

♠KJ862
T7
74
♣AJT2



Hand 3

♠J9765
QJ3
T
♣J863



Hand 4

♠KJ932
8
9542
♣T94



Hand 5

♠QT942
QT6
K82
♣Q75



Hand 6

♠T9752
T92
4
♣KT82



Hand 7

♠KJ852
Q76
T6
♣AQ7



Hand 8

♠AK984
95
KQ7
♣QJ2



Hand 9

♠J6543
AQ7
A85
♣Q4



Hand 10

♠K8653
T8
Q9
♣AK95



Hand 11

♠J9874
9
KJ82
♣T87



Hand 12

♠98653
94
T
♣AT962



Hand 13

♠A8652
T7
AK9
♣J95



Hand 14

♠AJ652
KT2
KJ
♣J82



Hand 15

♠AJ943
Q4
Q74
♣973



Hand 16

♠J9864
932
KT
♣AJ8



Hand 17

♠JT972
T96
QJ76
♣J



Hand 18

♠K9873
86
Q54
♣A62



Hand 19

♠KQJ84
742
Q5
♣J74



Hand 20

♠KQT62
Q2
64
♣AQ95



Hand 21

♠KT753
AJ
J53
♣Q85



Hand 22

♠KT982
K95
K7
♣A54



Hand 23

♠Q8752
T3
K542
♣QJ



Hand 24

♠QJ964
K5
KJ5
♣K53



Hand 25

♠QJ932
QJT
943
♣KJ



Hand 26

♠A9542
2
Q95
♣8753



Hand 27

♠KJ642
972
QT8
♣T2



Hand 28

♠AT965
QJ
KJ7
♣Q86



Hand 29

♠AJT96
Q62
KJ8
♣94



Hand 30

♠QJ432
A72
KQ
♣432



Hand 31

♠AJ432
J82
A62
♣AT



Hand 32

♠AKQ72
972
76
♣942



Hand 33

♠A9742
KT
KT32
♣53



Hand 34

♠AKJ96
76
J42
♣952



Hand 35

♠A9876
84
A65
♣KJ3



Jacoby Transfers - What to bid after you Transfer to Hearts and you have a FIVE card suit? (Easier)

First read this post: Introducing Jacoby Transfers (Easier)
Then read ths post: Jacoby Transfers - Completing the Transfer (Easier)

So your Partner opened the bidding 1NT and you decided to make a transfer bid. You wanted to show Partner you have a five card major. Partner was good and accepted the transfer. Now what?

In each of the examples below you bid 2 which meant you had five . Partner make the appropriate response (2) and it is now your turn to bid again. What do you do? You have several options.

First of all you can even just Pass Partner's bid! This will show a hand with fewer than 8 HCP. Something like this hand:

♠9
QJT532
8642
♣82

With this hand you don't want to play in NT. You are too distributional. You have a fit (Partner MUST have at least two of them). You also want to stay as low as you can. Even if you have only five in the suit chances are you are better off playing in your major rather than NT.

Another option is to bid 2NT. This will show an invitational hand with a five card major.

♠Q92
QJT32
KJ4
♣82

Here you want to invite game. Partner could have 17 HCP and together you have the values for a game. But Partner could also have only 15 HCP and you don't have the values for a game. You can only invite game. But you also want to try to play in your major if you can. Partner is only allowed to have one doubleton in their hand. Maybe you have a fit. This way you can both invite game and show Partner you have a five card suit.

You can instead bid 3NT. This will show a game forcing hand with a five card major.

♠Q92
QJT32
KJ4
♣A2

Here you want to be in game. Together you and Partner have the values. But you also want to try to play in your major if you can. Partner is only allowed to have one doubleton in their hand. Maybe you have a fit. This way you can both force to game and show Partner you have a five card suit.

Here is a table that shows some of your responses with a five card suit. This assumes Partner has opened the bidding 1NT and you bid 2 which forced Partner to bid 2. Now it is your bid:
If you now bid: This shows:
Pass A five or more card suit with less than 8 HCP
2NT A five card suit with 8 or 9 HCP
3NT A five card suit with 10 to 15 HCP


On each of the following hands your Partner opened the bidding 1NT. You bid 2 (transfer to ) which forced Partner to bid 2. Partner then bid 2 like they should. It is your turn to bid. What will you bid?

Hand 1

♠T6
QJ962
QT42
♣87



Hand 2

♠A6
T9543
92
♣T853



Hand 3

♠K7
KT986
J2
♣K953



Hand 4

♠K9
AK953
QJ72
♣J3



Hand 5

♠K4
KQ642
Q96
♣K63



Hand 6

♠73
K9854
K854
♣QJ



Hand 7

♠K7
KJ642
QJ7
♣KJ3



Hand 8

♠QT
AK843
JT75
♣T2



Hand 9

♠T9
JT843
T72
♣KQ7



Hand 10

♠85
KQJT5
K632
♣A5



Hand 11

♠KJ
K9762
AT6
♣K83



Hand 12

♠T6
KT854
J6
♣J862



Hand 13

♠Q3
A8653
J965
♣A7



Hand 14

♠K5
K5432
9532
♣J8



Hand 15

♠75
AKJ86
543
♣A43



Hand 16

♠QJ
KQJ97
82
♣QJ52



Hand 17

♠K7
AQJT3
J653
♣86



Hand 18

♠A9
JT975
K92
♣K62



Hand 19

♠93
J7643
QJ83
♣KQ



Hand 20

♠94
AQJ96
43
♣J865



Hand 21

♠642
QT873
AJ9
♣A7



Hand 22

♠J42
AQ942
87
♣AT6



Hand 23

♠J63
K9864
Q3
♣K32



Hand 24

♠A86
QJT54
QJ5
♣K9



Hand 25

♠976
AKJ85
K97
♣94



Hand 26

♠A83
A8743
Q6
♣T32



Hand 27

♠942
AKT83
K98
♣87



Hand 28

♠AJ5
QJT32
AJ93
♣6



Hand 29

♠A62
AJ543
KQ5
♣97



Hand 30

♠A3
K8432
J82
♣K82



Hand 31

♠K62
K9876
86
♣Q92



Hand 32

♠K76
A9542
Q9
♣K75



Hand 33

♠Q76
AJ943
J8
♣J72



Hand 34

♠Q86
A8754
AK5
♣T8



Hand 35

♠Q92
98732
K972
♣8



Hand 36

♠92
QT532
98743
♣6



Hand 38

♠K83
AQT85
96
♣AJ8



Hand 39

♠T32
AQJ97
A543
♣T



Hand 40

♠AQ2
QT983
A6
♣Q84



Hand 41

♠T97
AQT92
4
♣AJ93



Jacoby Transfers - Completing the Transfer (Easier)

First read this post: Introducing Jacoby Transfers (Easier)

If you are playing Jacoby Transfers and you open the bidding 1NT Partner sometimes will bid 2. Since you are playing Jacoby Transfers this says NOTHING about Partner's suit. It says "Partner I want you to bid 2". Partner will then further describe their hand.

If you are playing Jacoby Transfers and you open the bidding 1NT Partner sometimes will bid 2. Since you are playing Jacoby Transfers this says NOTHING about Partner's suit. It says "Partner I want you to bid 2♠". Partner will then further describe their hand.

If you agreed to play Jacoby Transfers here is a table of responses allowed after you open the bidding 1NT.
Opener (you) bids Responder (Partner) bids Opener (you) is forced to bid
1NT 2 2
1NT 2 2♠

When Partner responds either 2 or 2 to your opening 1NT bid we call this a "transfer bid". When Opener bids either 2 or 2♠ we say they are "completing the transfer".

If you are playing duplicate bridge there are several things you need to do. First of all when someone in the partnership opens the bidding 1NT their Partner is required to announce what their NT range is. So Partner would say "15 to 17" out loud so the opponents can hear.

If you are playing transfers and Responder bids 2 over your 1NT opening you are required to state the suit Partner is transferring you to -- so "Hearts". You would then bid 2 to complete the transfer.

If you are playing transfers and Responder bids 2 over your 1NT opening you are required to say state the suit Partner is transferring you to -- so "Spades". You would then bid 2♠ to complete the transfer.

Question:When Partner bids 2 what if I only have 2 small in my hand. Do I still have to bid 2?
Answer:Yes. You have no idea how many Partner has. Maybe they have quite a few -- they have a MINIMUM of 5 but could easily have more. Maybe you won't even end up in . Who knows? You still have to bid 2.

Question:When do I say "Hearts" or "Spades"?
Answer:After you have opened the bidding 1NT if your partner has responded either 2 or 2 you say the suit they have out loud right away. So BEFORE your RHO (Right Hand Opponent) has a chance to bid.

On the following hands you opened the bidding 1NT. Partner is either going to bid 2 (transfer to ) or 2 (transfer to ♠). State what you will bid in each auction.

Hand 1

♠AKJ
J93
KQJ3
♣J83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 2

♠K75
A872
K83
♣KQJ

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 3

♠KJ
AJ76
AQT5
♣Q52

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 4

♠AQ98
A6
J43
♣KQT3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 5

♠AQJ
7654
A92
♣AQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 6

♠AQ9
K432
KJ6
♣KT7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 7

♠A32
A543
AJ
♣QJ86

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 8

♠AJ8
AJ42
AQ3
♣T53

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 9

♠KQT5
85
AKT4
♣A96

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 10

♠Q854
KQ7
AQ74
♣K2

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 11

♠K72
K874
KQ
♣AQT8

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 12

♠AK54
QJT9
K94
♣K3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 13

♠KQ86
A942
K9
♣QJ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 14

♠A964
K4
J86
♣AK87

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 15

♠QJT3
AKQ2
T2
♣A42

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 16

♠KQJ3
KQ43
QJ3
♣J4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 17

♠KJ5
Q97
KQ65
♣A74

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 18

♠QJ7
AKJ5
J2
♣AJ43

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 19

♠A962
A8
K32
♣A872

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 20

♠QT3
J98
A732
♣AKJ

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 21

♠A87
KQT8
QJ7
♣A85

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 22

♠QJ5
QT5
AQ4
♣KQ43

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 23

♠AJ52
QJ9
KJ5
♣KQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 24

♠QT8
AK32
K53
♣AJT

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 25

♠AKQ8
JT43
76
♣AK8

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 26

♠AQ95
QJ
J85
♣AQT3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 27

♠8532
AK
KQ4
♣K974

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 28

♠QT73
QJ6
K954
♣AK

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 29

♠AJ72
J9
KJ2
♣KQ83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 30

♠AQ6
A73
A65
♣K982

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 31

♠A9
KJ97
AK7
♣T654

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 32

♠K532
AKQJ
82
♣A95

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 33

♠AQT3
K872
Q94
♣A7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 34

♠763
AK4
K852
♣AJ3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 35

♠AK5
Q84
KQ7
♣Q653

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 36

♠KJ7
QJ96
T7
♣AKJ7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 37

♠A95
QJ94
J5
♣AQJ3

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 38

♠AJT3
KQ32
95
♣KQ9

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 39

♠AKJ9
65
QJ2
♣KJ84

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 40

♠K3
KJ42
832
♣AKQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 41

♠52
K973
KQ5
♣AQJ2

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 42

♠A9
KQ42
Q76
♣KJ87

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 43

♠T43
QT75
AQ92
♣AK

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 44

♠K654
KJ8
AJ86
♣K4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 45

♠Q96
AT
KQ75
♣AQ65

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 46

♠AQJ2
52
QT8
♣AQT4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 47

♠Q84
AKJ7
Q542
♣KT

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 48

♠A63
AK74
A43
♣T82

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 49

♠53
KQ5
Q864
♣AKQ5

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 50

♠K6
KQ4
AK93
♣QT53

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 51

♠KQ
AT93
862
♣AQ76

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 52

♠KQJ2
Q62
KQJ3
♣J9

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 53

♠A4
QJ95
K962
♣AQ7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 54

♠KJ7
Q86
AKQ3
♣T83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 55

♠K6
KJT8
AQ8
♣Q532

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 56

♠AJ72
AQ3
QT94
♣K8

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 57

♠J3
K95
AQJ9
♣KJ93

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 58

♠AQ52
73
AT84
♣KQ4

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 59

♠KT5
KQ74
K86
♣KJ5

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 60

♠AJ8
A842
KQ3
♣KT7

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 61

♠942
AKQT
JT
♣AJ83

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 62

♠A73
Q7
AK62
♣QT43

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?



Hand 63

♠AQJ4
532
AJ42
♣K9

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Hearts

What is your bid?



Hand 64

♠JT94
T32
AK4
♣AKJ

This is the auction:
Opener (you) Responder (Partner)
1NT 2 Diamonds

What is your bid?